SOC 47-4011 · 74,490 employed · $49,750 to $78,940
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74,490 people do this work across 23 states. In Texas, the lowest paid of them earning at the 10th percentile take $40,330 a year; the highest paid at the 90th take $102,820. That gap decides the subsidy, not the trade.
In Texas the cliff falls between the median and the 75th percentile. It is a hard edge, not a taper.
| Earnings level in Texas | Annual wage | Where that lands for 2027 |
|---|---|---|
| 10th percentile | $40,330 | Under 400% FPL — premium tax credit |
| 25th percentile | $49,020 | Under 400% FPL — premium tax credit |
| Median | $62,110 | Under 400% FPL — premium tax credit |
| 75th percentile | $81,330 | Over the cliff — no credit |
| 90th percentile | $102,820 | Over the cliff — no credit |
| State | 10th | 25th | Median | 75th | 90th | Employed | Benchmark @40 |
|---|---|---|---|---|---|---|---|
| Colorado | $47,900 | $62,700 | $78,940 | $93,700 | $112,090 | 3,540 | $615/mo |
| Nevada | $47,500 | $60,370 | $76,560 | $98,430 | $108,050 | 1,050 | $565/mo |
| Illinois | $46,740 | $51,590 | $73,050 | $97,810 | $113,690 | 3,350 | $707/mo |
| Maryland | $53,130 | $63,140 | $71,990 | $89,260 | $107,440 | 3,170 | $491/mo |
| Utah | $43,420 | $56,280 | $71,040 | $83,970 | $100,070 | 1,260 | $716/mo |
| Ohio | $47,550 | $58,620 | $70,890 | $79,660 | $97,130 | 3,170 | $603/mo |
| Nebraska | $44,480 | $58,050 | $70,730 | $83,370 | $96,550 | 520 | $780/mo |
| Wisconsin | $46,110 | $54,510 | $70,700 | $83,090 | $97,430 | 1,200 | $720/mo |
| Virginia | $48,270 | $57,630 | $69,960 | $80,640 | $102,490 | 5,260 | $549/mo |
| Michigan | $46,240 | $58,520 | $69,890 | $80,810 | $94,340 | 3,080 | $595/mo |
| North Carolina | $46,550 | $53,380 | $65,830 | $79,580 | $89,630 | 6,020 | $660/mo |
| Florida | $45,550 | $53,510 | $65,340 | $81,190 | $100,440 | 11,270 | $738/mo |
| Georgia | $44,670 | $52,230 | $64,290 | $78,370 | $94,840 | 4,270 | $733/mo |
| Indiana | $41,710 | $51,190 | $63,750 | $79,310 | $91,980 | 2,070 | $537/mo |
| South Dakota | $46,700 | $56,100 | $63,320 | $77,970 | $104,000 | 220 | $704/mo |
| Texas | $40,330 | $49,020 | $62,110 | $81,330 | $102,820 | 15,920 | $737/mo |
| Kansas | $46,840 | $52,450 | $61,850 | $76,130 | $100,230 | 1,010 | $748/mo |
| Alabama | $45,740 | $49,810 | $61,500 | $75,120 | $87,410 | 1,110 | $712/mo |
| South Carolina | $38,770 | $49,100 | $60,050 | $71,950 | $84,870 | 1,960 | $702/mo |
| Tennessee | $37,040 | $48,030 | $59,850 | $73,780 | $85,850 | 1,810 | $796/mo |
| Oklahoma | $39,110 | $45,470 | $58,810 | $77,020 | $93,030 | 1,730 | $686/mo |
| Arkansas | $40,300 | $45,130 | $52,970 | $68,810 | $85,150 | 650 | $757/mo |
| Mississippi | $36,830 | $41,600 | $49,750 | $66,660 | $87,940 | 850 | $814/mo |
BLS surveys wage and salary workers, so these exclude the self-employed. For an owner-operator they are a benchmark for the trade in that state, not your own net income.
Wages: BLS OEWS May 2024, SOC 47-4011, state percentiles, bls.gov/oes, retrieved 2026-08-03, reproduced unmodified. Cliff: 400% of the 2026 HHS poverty guideline (91 FR 1797). Premiums: CMS PY2027 Landscape file. Data: CSV · JSON.
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