Ranked 11 of 17 states · median $773/mo · CMS PY2026
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A 40-year-old ux designer in Mississippi pays a median $773/month for a Silver plan before subsidies — 11th of 17 on cost. The cheapest plan in the state is $598 from Oscar Health Plan in DeSoto. On cheapest Silver at age 27, Mississippi ranks 13 of 17 for this occupation.
Desk-based work usually means low claim volume and a younger buyer, which makes a high-deductible plan paired with an HSA the mathematically better bet in most years. These pages rank states by what a healthy buyer actually pays at ages 27 and 40.
Occupational context: Repetitive stress injury and eye strain.
Worth being clear about what this does and does not affect: a carrier in Mississippi cannot ask what you do for a living, cannot charge a ux designer more than a librarian of the same age in the same ZIP, and cannot exclude anything you were already treated for. Occupation only tells you which plan structure to shop for.
Premium is set by rating area rather than by county, so counties in the same area price identically. Six counties from across Mississippi, cheapest Silver plan for a 40-year-old:
| County | Cheapest Silver @40 | Issuer | Deductible | Carriers |
|---|---|---|---|---|
| Carroll | $684 | Ambetter from Magnolia Health | $6,000 | 3 |
| Covington | $684 | Ambetter from Magnolia Health | $6,000 | 4 |
| Jefferson | $684 | Ambetter from Magnolia Health | $6,000 | 3 |
| Lincoln | $684 | Ambetter from Magnolia Health | $6,000 | 3 |
| Noxubee | $684 | Ambetter from Magnolia Health | $6,000 | 2 |
| Smith | $684 | Ambetter from Magnolia Health | $6,000 | 3 |
All six fall in the same rating area, so they price identically at $684. Statewide the range still runs $598 to $913. Coverage by County publishes all 82 Mississippi counties individually.
| Mississippi — the age curve | 2026 |
|---|---|
| Cheapest Silver @27 | $490 |
| Cheapest Silver @40 | $598 |
| Cheapest Silver @60 | $1,270 |
| Cheapest Bronze @40 | $563 — UnitedHealthcare |
| Bronze deductible | $10,600 |
| Lowest deductible in state | $800 |
A 27-year-old ux designer in Mississippi starts at $490; the same plan class at 60 starts at $1,270 — roughly 2.6× as much. If a Bronze plan here is HSA-qualified, the deduction plus low claim volume usually beats Silver on total annual cost. Confirm HSA eligibility on the plan document, not the metal tier.
Source: CMS Plan Year 2026 Qualified Health Plan Landscape file. 2,834 plan records across 82 Mississippi counties. Full-price filed rates before premium tax credits — verify at enrollment.
Cheaper for the same coverage: Oklahoma ($731), Kansas ($765), Tennessee ($773). More expensive: Florida ($789), Utah ($805), Texas ($807).
Side-by-side: Mississippi vs Kansas · Mississippi vs Tennessee · Mississippi vs Florida · Mississippi vs Utah
Read the comparison as context, not as a shopping list. Your county of residence determines what you can buy, and for a ux designer that is fixed unless you relocate. Where it is actionable is a move already in progress — that is a qualifying life event, and you have 60 days on either side of it.
Self-employed Ux Designers in Mississippi typically deduct: Software, hardware, research tools, home office. Health premiums sit separately, above the line under IRC §162(l), and only when neither you nor a spouse could have joined an employer plan — eligibility disqualifies you even if you declined the coverage.
If your household income is above the subsidy range, ACA is not automatically the answer. There are other categories of coverage that may fit, and they work very differently. That is a conversation, not a web page.
The BLS median wage for Web and Digital Interface Designers in Mississippi is $60,680 a year (May 2024). Starting pay — the 10th percentile — is about $36,700. The middle half earn $45,880 to $74,810, and the top 10% more than $94,110. BLS counts about 150 people doing this work for an employer in Mississippi. The self-employed are not in the BLS survey, so this is the going rate for the work, not your own number.
The cheapest Silver plan for a 40-year-old in Mississippi is $598 per month from Oscar Health Plan, with a state median of $773. Both figures are full price before premium tax credits; most buyers pay less after subsidies.
No. Mississippi exchange plans are guaranteed issue and community rated, so a ux designer pays exactly what anyone else of the same age in the same ZIP pays. Occupation is not on the application as a rating factor.
No. Only EPO and HMO plans were filed for 2026.
Mississippi ranks 11 of 17 states covered here, at a median $773 per month. Indiana is cheapest at $558 and Nebraska is most expensive at $875.
Below the cliff. At this income a single-person household remains eligible for a premium tax credit in 2027.
This occupation sits above the cliff in 18 of the 23 states reported and below it in the other 5, so the answer changes with the state.
What this figure is. It is the median annual wage BLS reports for Web and Digital Interface Designers (SOC 15-1255) in Mississippi. BLS surveys wage and salary workers and excludes the self-employed, so it is a benchmark for the occupation in this state — not the income of a self-employed ux designer. Premium tax credit eligibility is set by household modified adjusted gross income and household size, not by occupation, so treat this as a reference point rather than a determination of what you qualify for.
Why the cliff is back. The enhanced premium tax credits expired on 31 December 2025. For plan year 2027 the 400% FPL limit applies again, so household income above $63,840 ends premium tax credit eligibility outright.
This page compares states. For Mississippi specifically — county-by-county carriers, plan data and enrollment help — I publish that on Coverage by County, including a page written for Ux Designers in Mississippi and a blog covering deductibles, subsidies and special enrollment.
Two of Mississippi’s 5 carriers are leaving. Cigna and Molina both exit Mississippi’s individual market on January 1, 2027, so if you are an ux designer covered by either the question is not whether you switch but whether you choose the switch yourself.
Rate filings for 2027 point to roughly a 15% median increase nationally, from −1% at one end to 54% at the other. Mississippi has not finalised, so treat exact local 2027 pricing as unavailable rather than unknown.
Enrollment opens November 1, 2026. Treat December 15 as the deadline: it guarantees January 1 cover on every marketplace, Mississippi included. Conflicting end dates get quoted because a 2025 rule shortened the window and a court vacated it in June 2026, appeal pending — enrol by the 15th and the argument is irrelevant to you.
One thing 2027 will not fix: no PPO is sold anywhere in Mississippi. All 82 counties offer EPO or HMO plans only, so care outside the network is effectively emergency-only. If your work as an ux designer crosses county lines, weigh that above the premium.
If you are with Cigna or Molina, you already know you are changing plans — both are leaving. The only real question is whether you pick the replacement or the marketplace picks it for you, and that is a much easier decision made now than in the second week of December.
Enter a ZIP and a licensed agent will tell you three things:
Coverage for Ux Designers is priced county by county across Mississippi. Enter your ZIP and a licensed agent will show you what is on the table.
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